Free £5m Public & Products Liability Insurance with a Membership to the VAA.


Artist Insurance

Why choose VAA Public & Products Liability Insurance?


☑  From as little as £4.50 per month you can protect yourself from unexpected incidents

☑ Our artist insurance comes as part of a membership, which offers all the support an artist could need

☑ We cover damage to third party property

☑ Our insurance covers your growing practice, meaning you can create and sell art freely.

☑ A range of activities covered including, workshops, residencies, community projects, public displays, and sale of fine art.


£5m Public & Products Liability Artist Insurance


A Membership to the Visual Artists Association includes £5m Public & Products (PPL) Liability Insurance.

At the VAA we empower artists to pursue their careers with confidence. That’s why we provide artist insurance that’s crafted to meet the needs of working artists in the UK.

Protect your practice against legal liability. PPL provides cover against claims for injury to third parties or damage to third party property resulting from your artist activities.

Start your membership today to receive instant cover.

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Artist Insurance FAQ

Why do artists need Public & Products Liability Insurance?

Every Art Professional should have some form of Public & Products Insurance. You will need artist insurance to work with in-person venues, customers, and events. Even with safety precautions accidents can and will happen, and you could risk your business if you don’t have cover.

If a member of the public injured themselves at one of your events, or a location you are working in, you could be held liable. Many galleries and fairs require insurance for applications. Having insurance gives you the confidence to rest easy.

How will VAA's Artist's Insurance protect me?

Our policy provides cover for damages including: bodily injury to any person, damage to third-party property, obstruction, trespass, nuisance, or interference with any right of way, wrongful arrest or detention.

For instance, if during an exhibition, your work accidentally fell and harmed a customer, you would be protected.

How can I get a quote?

With the VAA you don’t need an artist insurance quote. We provide insurance free with our Standard and Premium Memberships. You have the option to pay monthly or annually, with our memberships starting at £4.50 per month, that’s as little as 15p per day to protect your business!

What activities are covered?

Making, developing, designing, creating, preparing, installing, selecting, exhibiting, presenting, displaying and selling any works of visual or applied art (including works made in collaboration with other persons and works not created by you). Lecturing, teaching, or demonstrating visual or applied art including, but not limited to, workshops, residencies and community projects.

When will I receive cover?

Our cover is instant.

We know how important it is for artists to be covered asap, if they have an event upcoming. That means as soon as you finish your sign-up to the VAA you are covered, and you will receive your document in your inbox soon.

How long will my cover last?

Our insurance will protect you for a 12-month period, every time you renew your membership you will receive cover for another 12 months. 

If you cancel your membership before renewal your cover will be void. 

Members of the Visual Artists Association automatically benefit from £5m Public and Products Liability Insurance.

Feel safe at exhibitions, art fairs, and other events with your VAA Membership. Have peace of mind that you are protected from any unexpected incidents. From as little as £4.50 per month, you can shield yourself from financial difficulties.

Start your membership today and get instant cover.

Fees and Expenses payable up to £5 million


If you are an artist who takes part in workshops, fairs, exhibitions, public events, and open studios then you need insurance.

If a member of the public were to injure themselves during the above-mentioned, then you could be held liable. Having Insurance gives you the confidence to rest easy.

Excess: The Insurer will not pay for the first £200 of each and every claim for Damage to third party property.  Such amount shall be contributed by you before the Insurer assumes any responsibility to make a payment for any claim under the Master Policy.

Full Artist Career Support with Every VAA Membership

Artist Insurance

A membership with the VAA provides you with up to £5m Products and Public Liability Insurance.

Trade Directory Access

Access to our constantly updating directory. Providing you with professional connections.


The VAA keeps it’s members up to date with monthly opportunities to network and grow your business.

Annual Artist Summit

We after two consecutive successful Artist Sales Summits, we are currently preparing for the 2023 Summit.

Catch up on our previous Summits, On Demand


The VAA Vault is made up of Articles, Guides, and Templates, keeping you knowledgable.

Networking, Events & Awards

Establish your place in the art world.

Membership Support

If you have a query about your arts business get in contact with our help desk hello@visual-artists.org

If you would like to chat about your Membership you may contact one of our Membership Advisors on 0203 904 2600

Become A Member

If you would like more information on joining The Visual Artists Association (VAA), please don’t hesitate to get in contact. One of our team members will take you through the benefits with pleasure.

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Office Hours

Monday – Friday | 9am – 5pm

Strategy Calls

If you would like to discuss a call that you have booked with one of our experts. Please call us on 0203 904 2600