£10m Public & Products Liability Insurance included with a Membership to the VAA.
Artist Insurance
Why choose VAA Public & Products Liability Insurance?
☑ From as little as £5.99 per month you can protect yourself from unexpected incidents
☑ Our artist insurance comes as part of a membership, which offers all the support an artist could need
☑ We cover damage to third party property
☑ Our insurance covers your growing practice, meaning you can create and sell art freely.
☑ A range of activities covered including, workshops, residencies, community projects, public displays, and sale of fine art.
£10m Public & Products Liability Artist Insurance
A Membership to the Visual Artists Association includes £10m Public & Products (PPL) Liability Insurance.
At the VAA we empower artists to pursue their careers with confidence. That’s why we provide artist insurance that’s crafted to meet the needs of working artists in the UK.
Protect your practice against legal liability. PPL provides cover against claims for injury to third parties or damage to third party property resulting from your artist activities.
Start your membership today to receive instant cover.
Artist Insurance FAQ
Why do artists need Public & Products Liability Insurance?
Every Art Professional should have some form of Public & Products Insurance. You will need artist insurance to work with in-person venues, customers, and events. Even with safety precautions accidents can and will happen, and you could risk your business if you don’t have cover.
If a member of the public injured themselves at one of your events, or a location you are working in, you could be held liable. Many galleries and fairs require insurance for applications. Having insurance gives you the confidence to rest easy.
How will VAA's Artist's Insurance protect me?
Our policy provides cover for damages including: bodily injury to any person, damage to third-party property, obstruction, trespass, nuisance, or interference with any right of way, wrongful arrest or detention.
For instance, if during an exhibition, your work accidentally fell and harmed a customer, you would be protected.
How can I get a quote?
With the VAA you don’t need an artist insurance quote. Insurance is included with our UK Standard and Premium Memberships. You have the option to pay monthly or annually, with our memberships starting at £5.99 per month, that’s as little as 15p per day to protect your business!
What activities are covered?
Making, developing, designing, creating, preparing, installing, selecting, exhibiting, presenting, displaying and selling any works of visual or applied art (including works made in collaboration with other persons and works not created by you). Lecturing, teaching, or demonstrating visual or applied art including, but not limited to, workshops, residencies and community projects.
When will I receive cover?
Our cover is instant.
We know how important it is for artists to be covered asap, if they have an event upcoming. That means as soon as you finish your sign-up to the VAA you are covered, and you will receive your document in your inbox soon.
How long will my cover last?
Our insurance will protect you for a 12-month period, every time you renew your membership you will receive cover for another 12 months.
If you cancel your membership before renewal your cover will be void.
Members of the Visual Artists Association automatically benefit from £10m Public and Products Liability Insurance.
Feel safe at exhibitions, art fairs, and other events with your VAA Membership. Have peace of mind that you are protected from any unexpected incidents. From as little as £5.99 per month, you can shield yourself from financial difficulties.
Start your membership today and get instant cover.
Fees and Expenses payable up to £10 million
If you are an artist who takes part in workshops, fairs, exhibitions, public events, and open studios then you need insurance.
If a member of the public were to injure themselves during the above-mentioned, then you could be held liable. Having Insurance gives you the confidence to rest easy.
Insurance Information
Public liability insurance for eligible members of The Visual Artists Association is arranged by Howden Insurance Brokers Limited trading as Hencilla Canworth, a specialist insurance intermediary for the creative sector. The policy provides £10,000,000 of Public liability insurance for its qualifying members.
The policy is underwritten by Hiscox Insurance Company Ltd and is for members of The Visual Artists Association as a benefit of membership for qualifying members, subject to the terms, conditions and exclusions of the policy.
Qualifying members are
- Any current member of the Visual Artists Association; and
- a limited company as defined under the Companies Act 1985 operating in connection with the business where you are the sole employee and director other than one additional director or employee who is a family member and engaged in clerical or administrative duties only.
You can find the following insurance documents available for you to review;
- Insurance Summary – this summary provides a simple overview of the cover provided by the insurance policy in a shorter format document to read than the Policy Wording.
- Insurance Policy Wording – this details the full cover provided including terms, conditions and exclusions. This document should be read with your Insurance Policy Schedule as this forms the basis of your insurance contract.
- Insurance Policy Schedule – this details the cover provided under the policy and will note any specific terms, conditions or exclusions applied.
- Frequently Asked Questions – this details questions that we have been asked by members in previous years and can act as guidance only for you to review.
Should you have any further queries in relation to this insurance policy you can contact Hencilla Canworth at 0208 686 5050. Hencilla Canworth is acting as the insurance intermediary in arranging this cover and does not provide advice or a personal recommendation on the suitability of the insurance for individual members. Members should consider their own circumstances to determine whether the cover meets their specific needs.
Excess: The Insurer will not pay for the first £250 of each and every claim for Damage to third party property. Such amount shall be contributed by you before the Insurer assumes any responsibility to make a payment for any claim under the Master Policy.
Full Artist Career Support with Every VAA Membership
Artist Insurance
A membership with the VAA includes up to £10m Products and Public Liability Insurance.
Trade Directory Access
Access to our constantly updating directory. Providing you with professional connections.
Opportunities
The VAA keeps it’s members up to date with monthly opportunities to network and grow your business.
Artist Profiling Service
If you have a new exhibition, have won an art prize, started an art residency or have any other big news – we want to hear from you.
Resources
The VAA Vault is made up of Articles, Guides, and Templates, keeping you knowledgable.
Networking, Events & Awards
Establish your place in the art world.
Membership Support
If you have a query about your arts business get in contact with our help desk hello@visual-artists.org
If you would like to chat about your Membership you may contact one of our Membership Advisors on 0203 904 2600
Become A Member
If you would like more information on joining The Visual Artists Association (VAA), please don’t hesitate to get in contact. One of our team members will take you through the benefits with pleasure.
Contact Us:
Office Hours
Monday – Friday | 9am – 5pm
Strategy Calls
To book please call us on 0203 904 2600